SM City Davao responded to the planet’s cry for help and made conscious efforts of reducing the company’s carbon footprint and also encourage employees and costumers alike to be more discerning in their actions and choices with partiality to the planet’s welfare. The Trash to Cash promotes recycling as a way of fighting global warming. It corrects the common misconception that recycling is expensive as mall goers are able to sell their recycleables (paper, cartons, plastics, metals, batteries, etc.) to DENR-accredited scrap buyers during the fair ensuring them of proper disposal and earning them cash at the same time! In less than 2 years, the SM City Davao has organized 22 waste market fairs. The paper collection alone, reaching to almost 63,000 kilograms is estimated to have saved 1,258 trees, 188.75 cubic yards of landfill space, 125.83 barrels of oil- enough to fuel an average car for 79,274.88 miles, 257,957.93 kilowatts of energy- enough to power an average household for 31 years, and 3,774.99 lbs less air pollution! The next Trash to Cash is scheduled on February 6 and 7 at SM City Davao’s Parking C. So start collecting your trash and turn them into cash only at SM!anything relevant, anything useful, anything with sense, anything worth knowing, anything and everything. Took this foto of the Philippines' highest mountain -- Mt. Apo --
Saturday, January 31, 2009
Dabawenyos bring recyclables @ SM
SM City Davao responded to the planet’s cry for help and made conscious efforts of reducing the company’s carbon footprint and also encourage employees and costumers alike to be more discerning in their actions and choices with partiality to the planet’s welfare. The Trash to Cash promotes recycling as a way of fighting global warming. It corrects the common misconception that recycling is expensive as mall goers are able to sell their recycleables (paper, cartons, plastics, metals, batteries, etc.) to DENR-accredited scrap buyers during the fair ensuring them of proper disposal and earning them cash at the same time! In less than 2 years, the SM City Davao has organized 22 waste market fairs. The paper collection alone, reaching to almost 63,000 kilograms is estimated to have saved 1,258 trees, 188.75 cubic yards of landfill space, 125.83 barrels of oil- enough to fuel an average car for 79,274.88 miles, 257,957.93 kilowatts of energy- enough to power an average household for 31 years, and 3,774.99 lbs less air pollution! The next Trash to Cash is scheduled on February 6 and 7 at SM City Davao’s Parking C. So start collecting your trash and turn them into cash only at SM!Thursday, January 29, 2009
Agri-based economy remains strong in Mindanao
One Network Bank (ONB) president Alex Buenaventura said the strong agri-based economy and liquid environment support the high deposit generation targets of the bank's branches especially in the countryside.
Given such upbeat outlook, he said they project a 19-percent increase of their targets this year of P288 million as against their actual Net Income After Tax (NIAT) in 2008 of only 242 million.
ONB's deposit liabilities are raised by 30 percent increase or P7.8 billion as against the 2008's actual of P6.0 billion.
He said they also increased their target for loans at 36 percent or about P8.0 billion as against the P5.9 billion actual loans in 2008.
Buenaventura said although there will be many challenges this year, rural banking in Mindanao will continue to experience growth.
He attributed this to the good prospects in agriculture particularly banana, pineapple, coconut, rubber and palm oil.
Buenaventura also said their banking operation remains strong due to Department of Education salary loans and the One Banana Program growers' loans.
Meanwhile, he said the rural banks play a niche in service of small depositors and borrowers in the countryside.
He said as they continue to improve on their services they are also able to bring their clients to economic opportunities in the financial mainstream.
He said they have given small accounts access to projects with solid fundamentals and services which they thought can only be possible in urban centers.
Monday, January 26, 2009
Davao sees more demand for fresh bananas this year
Tuesday, January 20, 2009
peaceful transfer of power
Out there in Washington, DC and also through the other networks BBC, ANC, GMA, I saw how the people in America received the new President with throngs of them who came for the inauguration. Chanting and high in spirit waving banners amidst the cold weather, I viewed them as one with hope and willing to share in the tough job ahead. With the President were First Lady Michelle Obama and daughters Malia Anne and Natasha "Sasha".
The President in his inaugural speech urged them that they begin the work of Remaking America !
He started his speech by thanking President Bush for his generosity and cooperation. He continued on saying that he is humbled by his task and grateful for that.
As he went on, he said they have to remain faithful to the ideals of their forefathers.
He underscored the indicators of crisis citing among others the collective failures to make choices .... and when these indicators are present, crisis will be next.
"But we chose hope over failure".
"Greatness is never a gift, it must be earned".
"In America, all are equal, all are free and all are given the chance to pursue their own happiness".
"We extend opportunity to every willing heart."
"America is a friend of each nation".
The President also said that people will judge them "on what you build and not on what you destroy".
He said the world has changed and they must change with it.
"All this we can do, all this we will do," he said.
When I saw the jampacked National Mall, it reminded me of the Philippine People Power and whatever aspirations that brought people to this historic activity I hoe it will remain vibrant and that will not only be in America but in the Philippines as well and in any place around the globe so that there will be opportunities for everyone especially to those who haven't had any chance yet of grabbing one.
Saturday, January 17, 2009
Wahington DC

At the Capitol and the grounds of the White House I saw by myself squirrels and it reminded me I was not home but in faraway America. Tourists can view the White House from a distance and take pictures too.
From New York City for a week's stay in a downtown Manhattan hotel and walking distance to Central Park, we traveled by bus to Washington, DC for a day tour.
It was indeed educational, my husband who loves geography and history included in our trip the Washington, DC tour.
From the skyscraper NYC, we found Washington, DC a peaceful yet exciting place with the many historical events that unfolded in this city where the seat of the US government is.
The tour guide explained to us everything including the inaugural ceremonies that took place in Pennsylvania Street and she (tour guide) even told us that lamp posts are movable to give way to the holding of the inauguration of the New President.
With President Barack Obama to take his seat on January 20 at the White House, I personally am excited because I had been to Washington DC, where on Tuesday (American time and Wednesday in the Philippines), will be packed with millions of people. I could view it together with millions of people around the world on television.
My experience in Washington DC was enlightening and exciting. I saw the buildings of different government offices including the Lincoln Memorial (the pencil), the Pentagon, White House, Capitol, the Union Station, the different museums and others, everything that a tourist must see.
The cherry blossoms were in bloom when we went there and it was a different feeling seeing all the trees covered with pinkish and white flowers. Tulips of different colors adorned the streets and made the landscape very beautiful.
Travel really gives us a different experience. Anyway with the new US President, everybody including myself wish a new thing to happen. But President Obama can not do any magic for the crisis that hit hard the US but prayers and cooperation could bring people to where the action must be focused inorder to ease the impact of the global crisis. The Philippines is not spared of this but we know that Filipinos, can make a difference because we (Filipinos) are used to hardship and difficulties. As what the business sector had been advocating, everybody must go back to the basics. In doing so, people could cut on cost as well as prioritize spending.
Going back to Washington, it is really a distinct city that I could not forget its being it. From there we proceeded to Orlando, Florida and let our bodies got tired of the huge and beautiful theme parks of Disneyworld.... again another superb experience.
Friday, January 16, 2009
Davao Med ICT school expands offering for legal transcriptionists/transcribers
Using the revolving curriculum for most of its programs allowing classes to start every month, MTC Academy has also restructured its program costs thus enhancing the value for money for all of its courses with low down payment and easy monthly installments extended to all qualified applicants.
She said the MTC Academy is supplying more than 50% of Davao City's manpower requirement to its corporate partners even as it provides free job placement assistance for its transcription graduates to companies here in Davao and as far as Manila and Cebu.
Davao City sees new businesses for 2009
Davao City got highest in new registered corporation/partnership for 2008
SEC Davao head Atty. Javey Francisco said the city cornered 314 new businesses of the 464 corporations that registered with their office last year around Mindanao.
General Santos City followed next with 36 then Tagum City with 18. Fourth in the row were Mati City, Koronadal City and South Cotabato with nine new registered corporations each. Cotabato City ranked fifth with eignt while Davao del Norte on the seventh with six. Panabo City and Digos City came next with six new registered corporations and partnerships. Davaod del Sur had five while Davao Oriental, Surigao del Sur and Mati City with four each and Agusan del Sur, 3. The Compostela Valley Province and the cities of Malaybalay, Bislig and Butuan had two each. Only one new corporations registered in the Island Garden City of Samal, North Cotabato, Lanao del Sur, Surigao City, Midsayap and Cagayan de Oro City.
Francisco said the 464 corporations had a paid-up capital of P215.4 million which came lower by 38 percent or P134 million compared to the P349.8 million in 2007.
He said of the new corporations last year, Davao City's businesses for paid-up capital accounted to P124.6 million while General Santos City at P27.4 million and Tagum City, P21.5 million.
Meanwhile Francisco said with regards to foreign direct investments (FDI) of 80 new businesses with paid up capital of P15.177 million, Davao City still got high with 67 corporation and paid up capital of P11.4 million.
General Santos City had 3 of P1.1 million, Davao Oriental, 2, P1.036 million, Koronadal City, 2, P1.250 million.
He said according to nationalities, the Chinese top the list followed by Korean and Dutch.
Wednesday, January 7, 2009
Med Express to expand to other Mindanao areas
Davao bakeshop to open new branches
Samuel M. Abrenilla, owner of CokTek Manufacturing and Panaderia Bakeshop said having multiple outlets means higher revenue.
He said they are looking at the cities of General Santos, Valencia and Cagayan de Oro.
Although he said they would not want to do aggressive steps this year, the additional outlets of at least three to their existing 13 branches would give them better income. This is competitive enough, he said.
"We need to have bigger revenue source to come up with profitable operation," he said.
But Abrenilla admitted that their operation has been affected by the economic downtrend. Their operation already suffered in 2008 getting an income very much lower compared in 2007.
He said the bakeshop operation is highly dependent on imported products and prices of these commodities have gone high.
But he said they would not compromise the ingredients because they have to maintain the quality of their products.
Despite the current financial crisis, Abrenilla said they will not sacrifice the quality of their products.
Panaderia's signature product "hot pandesal" will still be available as early as 5:00 am. even as he said that they will still maintain the same ingredients to any of their products.
Abrenilla put up Panaderia Bakeshop after he invented the Coktek Oven where it is known for its distinct feature of equal heat inside the chamber.
With this feature, he said they were able to save substantially on LPG gas of about 20 to 50 percent.
The industrial oven that Abrenilla invented has a capacity of 12 baking pans costing P50,000.
He said his invention is comparable to the product made in Korea and Taiwan of about P150,000.
Tuesday, November 25, 2008
Mindanao tourism sites up for promotion
In the list is Mt. Apo and 10 other areas in Mindanao and Palawan.
The Mindanao Economic Development Council report showed the other Mindanao sites are Malawi Island and Dapitan in the Zamboanga peninsula, Camiguin Island in Northern Mindanao, Davao Gulf and Samal Island in the Davao Region, Lake Sebu in Central Mindanao, Aguasan Marsh in the Caraga Region and Lake Lanao in the autonomous Muslim region. Identified sites in Palawan are Kayangan and Barracuda lakes in Coron Island.
Saturday, November 15, 2008
For OFWs … here are some useful info for Pag-IBIG membership
MEMBERSHIP
Coverage:
Membership under the Pag-IBIG Overseas Program (POP) shall be open to all Overseas Filipino Workers (OFWs) with valid visas or employment contracts. Likewise, it shall be open to Filipino immigrants and to Filipinos naturalized in other countries.
Contribution Rate:
The POP member shall contribute monthly an amount equivalent to US $5. Should a POP member decide to apply for a housing loan and which to avail of a higher loanable amount, he would be required to upgrade his membership contribution as follows:
CONTRIBUTION RATE PESO EQUIVALENT LOAN ENTITLEMENT
US $5 Up to P250,000
US$ equivalent at point of availment
P300 Over P250,000-P375,000
400 Over P375,000- P500,000
600 Over P500,000 - P750,000
800 Over P750,000 - P1,000,000
1000 Over P1,000,000- P1,250,000
1,200 Over P1,250,000-P1,500,000
1,400 Over P1,500,000-P1,750,000
1,600 Over P1,750,000-P2,000,000
The upgraded membership contribution shall be incorporated as part of the housing loan monthly amortization
Dividend Rate:
Variable dividends from surplus earnings of the Fund shall be distributed annually to all POP members, to be credited to their Total Accumulated Values (TAV).
Membership Term/Maturity:
The accumulated savings under the program may only be withdrawn at the end of five (5), ten (10), fifteen (15), or twenty (20) years at the option of the member upon membership registration. Withdrawal of contributions shall be in Philippine peso. Contributions in foreign denomination shall be converted to Philippine peso based on the prevailing US dollar exchange rate as of payment date.
LOAN AVAILMENT
POP members may avail themselves of the housing loan benefit, subject to the provisions of the existing Consolidated Guidelines of the Pag-IBIG Housing Loan Program, through their immediate family members with the execution of a Special Power of Attorney (SPA), duly certified by the Philippine embassy or consulate in the country of their workplace. They can also avail of the Multi-Purpose Loan (MPL), subject to the existing guidelines of the MPL Program
WHERE CAN MEMBERS FILE THEIR APPLICATION FOR MEMBERSHIP, WITHDRAWAL OF SAVINGS, REMIT OR PAY THEIR MONTHLY SAVINGS?
Pag-IBIG Overseas Program Office
POP Overseas Offices
Accredited Overseas Marketing Representatives
Metro Manila and Provincial Offices
Accredited Collecting Banks/Remittance Companies
WHAT DOCUMENTS TO SUBMIT TO APPLY FOR REFUND OF SAVINGS?
-Original copy of POP Passbook
-Application for Provident Benefit
-Special Power of Attorney ( if applicable)
HOW LONG IS THE PROCESSING PERIOD?
Three (3) working days
Planning to build your own house in the Philippines ...
As they say .... owning a house is the most practically thing to do given the affordable rates offered by Pag-IBIG Fund ... pick a choice now !
AFFORDABLE MONTHLY AMORTIZATIONS (comparative from old to new rate)
Loan Package Monthly Payment Savings
P300,000 P1,798.65 (before P2,413.87) P 615.22
P500,000 P3,326.51 (before P4,38.86) P1,061.35
HAVE YOU THOUGHT OF THIS ? - for those of you still renting a house probably your rental is higher than this amortization rate. REMEMBER : RENTING IS NOT OWNING THE HOUSE. HURRY ! You still have enough time before you reach the age of 70, by then you will no longer qualify … Your time is now so grab this !
INTEREST RATES (Comparative from old to new rates)
Amount New Interest Rates
Up to P300,000 6% (before 9 %)
Over P300,000 to P750,000 10% 7% (before 10%)
Over P750,000 to P2 M 10.5% (before 11-12%)
WHEN YOU APPLY FOR A HOUSING LOAN TAKE NOTE OF THIS PLEASE !
Eligibility requirements
- A Pag-IBIG member for at least 24 months and has remitted 24 monthly contributions
- Not more than 70 years old at loan maturity and must be insurable
- Has no outstanding Pag-IBIG housing loan either as principal or as co-borrower
- Has legal capacity to acquire and encumber real property
- Has passed satisfactory background/credit and employment/business checks
- Has no Pag-IBIG multi-purpose loan in arrears at the time of application
- Has no Pag-IBIG housing loan that was foreclosed, cancelled, bought back or subjected to dacion en pago
Schedule of Loans
Monthly Member’s Contribution Loan Entitlement
200 Up to P500,000
250 Over P500,000 to P600,000
300 Over P600,000 to P700,000
350 Over P700,000 to P800,000
400 Over P800,000 to P900,000
450 Over P900,000 to P1M
500 Over P1M to P1.1M
550 Over P1.1M to P1.2M
600 Over P1.2M to P1.3M
650 Over P1.3M to P1.4M
700 Over P1.4M to P1.5M
750 Over P1.5M to P1.6M
800 Over P1.6M to P1.7M
850 Over P1.7M to P1.8M
900 Over P1.8M to P1.9M
950 Over P1.9M to P2M
Processing Fee P3,000.00
Pay P1,000.00 upon filing
Pay balance of P2,000.00 upon loan take-out
"Tonyo" didn't break its way here ....
In yesterday's advisory from the country's weather bureau it released storm signal no. 1 in areas that will be mostly affected and two provinces here davao del and davao oriental were included. Later in the afternoon it also indicated in their advisory that davao city will also experience such bad weather.
It was the first time that areas in davao were included in the storm signal advisory.
I was also apprehensive because when our place (in Davao del Norte) will be affected it will damage agri crops including thousands of banana trees that are grown in farms back home. (Thank you Lord for sparing us !)
Although the weather yesterday was a bit gloomy and even til the evening of November 15 with dark clouds hovering on us and rains in between, people continued with their jobs and their schedules.
Everything went on normal and in fact my daughter went malling with her classmates after she hosted an awarding program in school and arrived home almost 10 pm.
However at home I did receive so many text messages and even calls asking me about "Tonyo" because they too were worried but told them it will be on Saturday and the weather most likely would change direction if not develop into a storm and advised them to keep posted on updates through media. And early today my "suki" for weekly supply of fishes told me (because they live by the shore) they were apprehensive and had themselves glued on tv and radio for the latest advisory. Maayo na lang nipahawa dayon si Tonyo (it's good thing that Tonyo left early).
This only shows that people here are aware and already knew where to get the information. It's a good sign after all.
And ‘Tonyo’ moves toward southern Negros oriental. We are thankful that it didn't come and we remain a typhoon free country.
Here's a portion of that GMA online news ....
MANILA, Philippines - At least seven areas were placed under Storm Signal No. 1 as tropical depression "Tonyo" moved towards the southern coast of Negros Oriental Friday night.
The Philippine Atmospheric Geophysical and Astronomical Services Administration (Pagasa) said "Tonyo" was in the vicinity of Siquijor Island or 40 km east of Dumaguete City as of 10 p.m. Friday.
It said "Tonyo" packed maximum sustained winds of 45 kph near the center and was moving west-northwest at 22 kph.
Pagasa said "Tonyo" was expected to be 40 kms northeast of Puerto Princesa City Saturday evening, and 500 km west-northwest of Puerto Princesa City Sunday evening.
Under Storm Signal No. 1 were Southern Negros, Southern Cebu, Bohol, Siquijor, Zamboanga del Norte, Misamis Occidental, and Camiguin Island.
Pagasa warned residents in low-lying areas and near mountain slopes under Signal 1 as well as the provinces of Eastern Visayas against possible flashfloods and lands
In the Philippines (southern mindanao)
Wednesday, October 8, 2008
Good prospects for BPOs despite the crisis (US)
BPO players see prospects from US financial crisis
The Operators of Business Process Outsourcing (BPO) firms are looking at the US Financial Crisis at the positive side where more BPOs would maintain its outbound or inbound jobs in the Philippines.
Marienita del Monte, chief of Cybercity Services in Davao looks at it as additional clients coming in or opening of additional contact centers here.
In the case of their company she said new clients already had contract with them for inbound jobs considering that it is more cost effective.
This is good for Filipinos because the opportunity is big for people looking for jobs and there is work in the call center.
For as long as the person knows the English language and pass the requirements regardless of age they can get a job on line.
This kind of jobs is highly dependent on the cabling network and most BPOs are looking at Davao City as the preferred site.
Citing some facts she said a nationally organized survey indicated that Davao City for three occasions was named as the preferred city to put up a BPO while an Asian survey also mentioned Davao City once of the ten countries to pick for contact center operations.
Not bad because over the others, Dabawenyos have all the chance for this kind of job. So check out the language schools here so that when the BPOs come marching you will be the first to take the seat.Tuesday, October 7, 2008
This is foul !
I've known famous and rich families but I have not heard them make fun with their worker and in fact they are grateful as things are easier for them especially with Filipinas who are known to be industrious and hardworking.
But this time that DHs are portrayed as such by influential media network like BBC, the government-owned British Broadcasting Corp for its reportedly "racist and humiliating" portaryal of a Filipina domestic worker is a FOUL, just like what Desperate Housewives did to Filipino doctors in one of their sitcom.
Media is a strong force because it could either make or unmake a person, a country, or a race.
I am a Filipina and I strongly denounced you guys out there making fun of us. You don't own the universe that you can just make fun of anyone.
I expect those that run the networks as responsible and with ethics.
But as this developed, concerted efforts are being worked out here and in the UK where protest actions are being planned.
An email campaign "condemning" the BBC and a demand for apology are likewise being circulated among the community.
The controversial skit, aired in the September 26 episode of "Harry and Paul," showed comedian Harry Enfield telling a postman that he is ordering his Filipino maid to mate with his friend Paul Whitehouse.
Akbayan Rep. Risa Hontiveros-Baraquel said the humiliating portrayal of Filipina workers "promotes negative stereotypes that cultivate impunity among those who abuse Filipina workers abroad."
She added that making overseas Filipinas appear as submissive sex objects reinforces the notion that foreigners could easily hire small and sexy Filipina domestic helpers and turn them into sexual objects.
"By making it a joke, it encourages a consciousness that promotes human trafficking," Hontiveros said.
BBC stop that dirty game not only among Filipinas but all the women in the world. Your homes too have women that are to be respected by men and everybody ! We do respect men too because we love our fathers, brothers, grandfathers, sons, nephews and male friends all because they are not ill mannered. Filipinos are kind and peace loving people. What about that BBC ?
Monday, October 6, 2008
Saturday, October 4, 2008
Melamine scare

There is an increase in orders that the farm produces immediately after the milk scare laden with melamine came out.
But the ten gallons of goat milk that it produces everyday is not enough to the current demand.
Cash Action for Sustainable and Healthy (CASH) Lifestyle Network president Cesar Ledesma viewed this as a positive developement for consumers already becoming conscious of safe food.
People he said would rather go for locally produce products this time.
"The scare really made an impact in the sense that people are now conscious on food safety," he said.
I think it is high time that people choose the food they eat or is it late to notice that Chinese products that flood the market around the world must be subjected first to thorough screening. What about the kids that cry out loud asking from Mom when in the supermarket to buy a bag of candies. I remember that candies of different label and packaging are displayed prominently at the entrance to get the buyers attention. I've tasted some of them (and they are chocolate) but I don't know whether those have melamine.
I bought those candies only once and did not attempt to buy again after I got an email also about Chinese produced food.
The controversy is a wake up call for consumers to be conscious on food safety.
Meanwhile i found this article on the net about goat's milk at http// www.whfoods.org which I posted below for more information about the milk
Delicious with a slightly sweet and sometimes salty undertone, goat's milk is the milk of choice in most of the world. Although not popular in the United States, it can be found in markets and health foods stores throughout the year.
Unlike cow's milk there is no need to homogenize goat's milk. While the fat globules in cow's milk tend to separate to the surface, the globules in goat's milk are much smaller and will remain suspended in solution. When individuals have sensitivity to cow's milk, goat's milk can sometimes be used as an alternative.
Friday, September 19, 2008
Export ore compliance urged





A mining industry leader noted that permits for exporting ore is necessary.
Chamber of Mines of the Philippines
Mining companies and mineral traders are required to get a mineral ore export permit (MOEP) from the Department of Environment and Natural Resources (DENR) before they are allowed to ship out all kinds of minerals and their byproducts outside the country.
According to Environment and Natural Resources Secretary Lito Atienza shipments of mineral products, including gold bullions and mine tailings, will be confiscated if the shipper or transporter cold not show the MOEP issued by his office as well as the proof of payment of the required excise tax.
The guidelines for the MOEP is covered under Administrative Order No. 2008-20 entitled “Issuance of Mineral Ore Export Permit for Transport/Shipment Outside of the Philippines of Mineral Ores, Including Tailings” which takes effect 15 days after publication in a general circulation newspaper. The order is pursuant to the Mining Act (RA 7942) and Executive Order 469 as amended.
The MOEP will be able to address many of the issues that seem to defeat the purpose of the revitalization of the mining industry.
The MOEP also established a mechanism to monitor the shipment of mineral products, to ensure that they are extracted legitimately, pay the proper taxes, and declare the correct tonnage, grade and volume of shipment.
Mining firms and traders used to seek an export clearance from the government before shipping out mineral products, but this requirement was eliminated after the government pursued a policy of export liberalization.
In relation to this Romualdez encouraged also the mining industry stakeholders to adhere to the requirement of the government by giving their share back through legitimate extraction as well as adhere to responsible mining.





